woman getting a loan over the phone

Can You Get a Loan Over the Phone? You Bet! Here’s How

You may be in a tight spot financially, wondering if you can get a loan over the phone. Well, the answer is absolutely! You can take out a loan over the phone and receive the much-needed cash instantly.

One thing about life that is for sure – emergencies happen. Life can surprise you, and you never know when you may need fast cash. Fortunately, there’s a way to get some money in your hands quickly with no credit checks or a drawn-out loan process. Loans over the phone are a convenient alternative to bank loans or credit unions.

What is a Loan Over the Phone?

Loans over the phone are a convenient way to pay for your immediate short-term emergency bills. One of the most popular hassle-free types of loans over the phone is title loans. People all over the country have used them to get cash amounts bigger than $500.

Taking a loan by phone is an excellent solution for those who need to get their hands on some cash fast. With the current technology, getting a title loan over the phone is easier than ever.

Who is Eligible for a Loan Over the Phone?

Whether you have outstanding, bad, or no credit history at all, you are eligible to take out a loan by phone if you meet the requirements. The requirements are a driver’s license or state-issued ID, your vehicle, and a lien-free title in your name.

Who Should I Contact for a Loan Over the Phone?

Let At Home Title Loan help you get the cash you need to handle almost any cash emergency. You can choose between applying by phone or online, whichever you prefer.

What Will I Need for Approval?

All you will need for approval is three simple things:

  1. Driver’s license or state-issued ID
  2. Your vehicle for inspection
  3. A lien-free title to your vehicle with your name on it

car title loan cashWhat is the Max Loan Amount I Can Borrow?

With a loan amount of up to $15,000.00, we offer a higher loan amount than many other loan lenders.

How Can I Use the Cash I Receive from a Title Loan?

Title loans are outstanding emergency loans online when you need money now. Call and take out a title loan for a car or home repairs, unforeseen travels, unexpectedly high utility bill, or medical bills.

Advantages of Taking Out a Title Loan

Some of the top advantages of taking out a title loan are below:

  • Good credit, bad credit, or no credit at all? No problem. As long as you meet the three basic requirements, you are eligible to take out a title loan
  • You will still have your vehicle at your disposal while paying off the loan
  • You can have the much-needed money in your hand in as little as one business day
  • No long grueling approval process and endless requests for documents

Where To Go To Apply for a Title Loan Today

Applying for at-home title loans has never been easier. All you need to do is:

  • Find and fill out an online application on our Home Page or call and apply by phone at (855) 681-3394.
  • One of our experienced and knowledgeable loan representatives will call you back shortly to go over the loan amount, repayment plan, and other loan details.
  • One of our agents will meet up with you at a convenient place and time for you. The agent will go over the documents included in the loan package and then verify your vehicle’s VIN.
  • We will email the loan documents to you to provide your e-signature, then deposit the funds directly into your bank account on the new business day.

Why Choose At Home Title Loans?

Here at, At Home Title Loans, we offer three essential things.

1. Speedy Loan Process and Cash Delivery

Apply, get your approval, and have the much-needed cash by the following business day.

2. Apply and Receive the Cash From the Convenience of Your Home

You won’t even need to leave the warm comfort of your home to apply for a title loan. An agent can bring everything right to you.

3. Good Credit is Not Necessary

Good, bad, or even non-existent credit history is not a problem for us. We consider applicants from all credit backgrounds.

Everyone finds themselves in a tight squeeze at times. Luckily with today’s technology, you can apply for easy online title loans or call over the phone. At Home Title Loans can help with your financial needs so that you painlessly obtain urgent quick cash without stepping out of your home.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Mason Roberts

Mason Roberts is a seasoned economics writer and blogger with a knack for breaking down and simply communicating the ever-changing world of finance. He is philosophically committed to the premise that financial knowledge equals financial freedom.