What Do I Need to Get Louisiana Car Title Loans Online?

If you’re in a bit of a pinch and need some extra cash on short notice to cover a financial emergency, you can apply for online title loans in Louisiana. Online car title loans in Louisiana allow you to quickly borrow emergency cash to handle urgent costs without having to worry about meeting an extensive list of requirements.

In this guide from At Home Title Loans, learn how to qualify for online title loans in Louisiana and what requirements you must meet. Follow our guide to get Louisiana online title loans with instant approval.

What Are The Requirements For Title Loans In Louisiana?

One of the benefits of getting online car title loans in Louisiana is the minimal requirements you need to meet. Unlike traditional bank loans that take weeks to get approval for because of their extensive list of requirements, you only need a few items to get Louisiana title loans for fast approval. The process can take less than a day and allows you to receive your cash in less than a business day.

The following are the title loan requirements in Louisiana:

1. Driver’s License

The first thing you must ensure you have when you apply for online title loans in Louisiana is your driver's license. Vehicle title loan approval requires borrowers to prove their identity and age. Borrowers must be at least 18 years old to legally borrow money in Louisiana, so you must have identification that proves you meet the age requirement.

Most borrowers use their driver’s license to verify their age and identity. However, those who do not have a driver’s license for whatever reason can use a state-issued photo ID instead. This can include their state ID, US passport, US military card, etc.

2. Lien-Free Car Title In Your Name

Arguably, the most important item you need when getting online car title loans in Louisiana is a lien-free car title. This is when your vehicle title is free of any outstanding liens, judgments, or debts. Essentially, you have a lien-free car title when you have fully paid off your car.

The lien-free car title must be in your name to be able to be used for a Louisiana title loan. Your car title may be in someone else’s name if you bought it through a third party or got the car as a gift. In this case, you must get a title transfer to ensure your name is on the vehicle title. This can easily be done online or at a local DMV office by filling out some forms and paying a small fee.

3. Vehicle For A Quick Inspection

The final thing you will need to meet the requirement to apply for online title loans in Louisiana is the vehicle attached to your lien-free car title. At Home Title Loans must know the value of your vehicle to determine your title loan amount. You can borrow up to $15,000, but that is the maximum amount you can borrow.

Most borrowers will get approved for less than that based on their vehicle value. During an in-person meeting, one of our loan associates will inspect your vehicle using a nationally recognized pricing guide to determine its value. Some of the factors they will look at to establish its value is its age, make, model, mileage, and condition.

Borrowing Louisiana Title Loans With Bad Credit

You may have noticed that we did not list a high credit score as a requirement for online car title loans in Louisiana. At Home Title Loans does not require you to have a good credit score, as we allow for approval of Louisiana title loans with no credit check. That’s because you use your lien-free car title to secure the loan.

We are protected if you cannot repay the title loan, so you do not have to prove your creditworthiness. You can get approved for online title loans in Louisiana with bad credit or no credit at all.

With Louisiana car title loans, your credit score won’t be affected in any way. At Home Title Loans never reports the loan information to any credit bureaus, keeping clients’ information fully private. This means you can borrow car title loans without worrying about it lowering your credit score.

Where Can You Apply For Online Title Loans In Louisiana?

At Home Title Loans can help you get online title loans in Louisiana. You can fill out our online inquiry form, and we will send it to a loan representative to guide you through the process of getting Louisiana title loans with fast approval.

We also have in-person stores you can visit to get approved for car title loans. The process doesn’t change no matter where you apply, whether you live in Baton Rouge, Lafayette, or Shreveport.

The following are some cities in Louisiana where you can get a vehicle title loan:

• Shreveport, LA
• Bastrop, LA
• Baton Rouge, LA
• Lafayette, LA
• Monroe, LA
• New Orleans, LA
• Harvey, LA
• Lake Charles, LA

How To Apply For Online Title Loans In Louisiana

Now that you understand how to qualify for online title loans in Louisiana, you can start the approval process. At Home Title Loans keeps it simple to get Louisiana online title loans with instant approval. It can take less than 30 minutes to get approved and does not require an in-store visit.

Get same-day approval for title loans and receive your emergency cash quickly by following the steps below:

• Submit your information through our online inquiry form
• Speak to a loan representative over the phone
• Ask any questions you have about title loans and verify your information
• Agree on a meeting place, such as your home, workplace, or Louisiana store location
• Gather your required items and go to the in-person meeting
• Allow the loan rep to verify your items and inspect the value of your car
• Sign paperwork to complete the approval process
• Receive your emergency cash the same day or the next business day

Apply For Online Title Loans In Louisiana – Borrow Up To $15,000 Today!

Online car title loans in Louisiana allow you to quickly borrow money when facing a financial emergency, such as medical bills, home repairs, or unexpected travel costs. At Home Title Loans has an easy process for how to qualify for online title loans in Louisiana, whether you live in New Orleans, Baton Rogue, or Lake Charles.

Submit your inquiry today to find out how much cash you can get with Louisiana car title loans offered by At Home Title Loans. One of our friendly loan agents will call you soon to guide you through the whole process step-by-step to get you the title loan cash you need in less than 30 minutes.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.