What Urgent Home Repairs Can You Pay For With A Car Title Loan?

Nobody buys a home fearing that urgent home repairs may be needed down the road. However, the day will come when you need to deal with a repair. Since homes are notoriously expensive, the repairs can be too.

Although it's best to file a claim through your homeowner’s insurance or use your emergency fund to cover the costs of these unfortunate situations, it may not be an option. You can take out car title loans with At Home Title Loans' reputable vendors to deal with home repairs. The following sections detail the five primary repairs that title loans can cover.

5 Urgent Home Repairs You Can Cover With Car Title Loans

While the number of repairs one may need to make on their property is endless, a few are more common than others. Below, you will find a list of the most common repairs a homeowner may need to fund with the help of a title loan.

1. Electrical Faults

Electrical issues are particularly concerning. After all, they're often impossible to identify, and the consequences can be dire. To add to this stress, they're also expensive.

Enter car title loans. They're a quick and easy way to cover electrical repairs, such as:

• Flickering/dimming light bulbs across your whole house
• Constantly tripping fuse board
• Damaged outlets or fixtures
• Total power loss
• Sparks from outlets or fixtures
• Plugs consistently blowing fuses
• Spitting noises or humming from electrical fixtures or outlets

These are just a few electrical issues that warrant a professional opinion and the use of a loan if you don't have an emergency fund. Of course, other related damage also falls under this umbrella.

2. Water Loss

Issues with main water supplies are a little different. However, if your house is experiencing water loss, taking out a loan is an option. You should contact a professional as soon as you realize the problem to ensure you're back up and running as soon as possible. 

3. Burst Water Pipes

Sticking to the same water vein, burst water pipes wreak havoc on the fabric of your building. Thus, they need sorting quickly. Such uncontainable leaks can also affect electricity, adding to the total cost of repairs and your concern for your family's safety.

4. Storm Damage

Every homeowner dreads the approach of storm season. Despite most homes being able to withstand these catastrophic disturbances, they'll almost always take some damage when the wind picks up. And as you already know, repairing the aftermath can be quite expensive.

Storm damage includes but isn't limited to:

• Window breakages
• Wall collapse
• Roof felt exposure
• Cracked/dented shingles
• Torn shingles
• Water damage on ceilings, walls, and floors
• Fallen trees and debris damaging roofs, walls, windows, and sometimes even the structure

5. Fire Damage

Depending on the climate, wildfires may be a pressing concern. However, fire damage doesn't typically occur from natural disasters. Accidents and problems within your home often start a fire, causing potentially severe and expensive damage. Such fires include:

• Electrical fires
• Grease fires
• Candle fires
• Space heater fires
• Smoking-related fires
• Playing children

While the last one seems strange, playing children is one of the biggest causes of fire damage. On average, over 400 fires are started by children every year!

How To Get A Title Loan To Fund Home Repairs

If you're dealing with any of the home repairs listed above or another, you should follow the steps to get a title loan from one of At Home Title Loans' lenders. It's easier to get started than you might think:

1. Complete our secure online inquiry form. This will help At Home Title Loans connect you with one of our licensed vendors. 
2. Once that’s done a vendor's specialist will phone you to discuss the loan process and requirements. At that time, ask any questions you have before the representative sets up a time to meet in person. You can meet at the lender’s location near you or at a place of your choice, such as your home or office. 
3. Bring your driver's license (or a different state-issued identification), vehicle, and lien-free vehicle title to the appointment. While there the representative will verify your VIN, collect your documents, and perform a quick inspection of your vehicle to determine the amount you can borrow.
4. After that, you will receive the documents via email. You'll need to e-sign these and send them back to agree to the terms.
5. The money will then be deposited into your bank account on the same or the following business day.

Keep in mind that your name must match on all documents. Otherwise, our vendors can't process your request. If your car's title isn't in your name, you will need to head to your local Department of Motor Vehicles office to request a transfer. As soon as you've done this and the title has been transferred successfully, you can request a title loan by following the above-mentioned steps.

Get Car Title Loans From At Home Title Loans' Lenders Today!

Major electrical issues, burst water pipes, roof, storm, or fire damage, HVAC system failures, and water loss are all urgent home repairs you can cover with car title loans. Thanks to our vendors' super-quick procedures, you won't have to wait to cover the costs of your emergency.

To kickstart the process now, complete our secure online inquiry form! Rest easy knowing your emergency home repairs are about to be covered.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.