An Easy Way To Get Holiday Cash For Emergencies

If you find yourself short on holiday cash and need more money ASAP, it may be time to consider title cash online. Title cash refers to money you borrow through a title loan – a short-term financial solution for emergencies.

Title loans use your paid-off car as collateral to get you up to $15,000 in as little as 24 hours or less. The best part is that you get to keep and use your car as usual while you pay back the money. Of course, every loan has its fine print, so this guide will cover:

• The lingo around title loans
• Loan requirements
• The application process
• Title loan pros and cons
• And more…

Getting Your Holiday Cash

If you need holiday cash for an urgent expense or unexpected invoice, the five steps below can help you understand how to access it without delay.

1. Know The Terms

There are a few terms you should be familiar with before you consider any loan.

• APR = annual percentage rate is the amount you’re charged to take out a loan, usually in interest
• Title = an official document, usually given through your state’s department of motor vehicles (DMV), that states the owner of a vehicle and any liens that vehicle may have
• Lien = the right to possess a property until the owner finishes paying it off
• Lien-free title = a title that shows you own your vehicle outright
• Collateral = when you offer an asset to prove you can and will pay back the loan. If you don’t pay it back, the collateral can be collected by the lender

2. Meet The 3 Requirements

To qualify for title cash online, you’ll need to be at least 18 years of age with a valid state I.D., possess a lien-free title, and vehicle for a quick inspection.

Most of our lenders do not require good credit, employment, or a checking account to apply.

3. Get In Touch With A Lender

When you’re ready to start the process or learn more about it, contact At Home Title Loans to be connected with a lender near you. To get started, you can fill out the inquiry form on our homepage, call us at 1-800-514-2274, or click on the chat option. This will connect you with a trusted lender in your area who will reach out to you via phone.  

4. Chat With A Representative

During this phone call, you’ll be able to ask any questions you may have to learn more about the loan process. The representative will also set up a time to meet at a location of your choice so they can inspect your documents and vehicle. Most lenders have a local office or can come to you as an added convenience. The in-person approval process can take as little as half an hour, so if you need money without delay, a title loan may be the option for you.

5. Get Your Holiday Cash!

Once you’re approved, you’ll have your money in hand within a few hours. The total value of your loan will depend on the state of your vehicle, including its condition, mileage, make, and model.

Why Get Title Cash Online?

Getting your holiday cash through title cash online has many benefits. The loan process starts online, and many of our lenders have the option of finishing it from the comfort of your own home. The entire process can be done the same day you apply, with only three requirements to qualify, and all credit scores are welcome.

What Are The Benefits Of A Title Loan?

Title cash online can offer much more money than personal loans, payday loans, and installment loans by other lenders. Compared to traditional banks, our lenders are known for truly working with clients to help them get the cash they need.

While you’re paying off the loan, you’ll also get to keep your car as usual so your day-to-day is not disrupted.

Reach Out To A Lender Today

At Home Title Loans work with borrowers across the country to get extra holiday cash every winter. If you need cash fast to face a financial emergency, title cash online could put hundreds or even thousands of dollars in your pocket by the end of the day. All you need is your paid-off car, the lien-free title, and your state-issued ID.

Don’t let the new year creep in with unpaid bills under your belt. Take control of your finances and get title loan cash today. Contact us online or give us a call today to get started.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.