Can I Use My Car To Get Title Loans In Atlanta?
Title loans Atlanta can be a resource you might consider if you’re in a financially stressful situation you weren’t expecting. Here’s how a vehicle title loan can help you.
You can get title loans up to $15,000 when you connect with a licensed vendor working with At Home Title Loans. Their selection of expert lenders can help you get the quick cash you need for any emergency.
When you’re in the midst of an emergency, haste is of the essence. The rest of this article will dive into how title loans work when you might need one, and how to get connected with the best lender for you as soon as possible.
What Are Title Loans Atlanta?
Title loans are a resource you can use if you own your car outright. With loans such as these, you will use your vehicle title to secure the money you want to borrow. In particular, title loans Atlanta can get you up to $15,000 in emergency cash that you can use to cover rent, pay for important repairs, or tackle medical expenses.
This resource shouldn’t be used frivolously for big purchases, only when you need cash flow for a sudden major expense.
If you own your car, you can leverage this resource when life throws a curveball at you.
Can I Use My Car For Title Loans Atlanta?
For most people, if you own your car outright, then yes! You can take out a title loan using it as collateral. There are a few exceptions to keep in mind.
First, if you’re still making payments on your car, you cannot use it to take out a title loan. Approval for a title loan will require a lien-free title, meaning another person or entity cannot have a legal claim to your vehicle.
In addition, if you’re considering a vehicle title loan, your name must be on the title. If your name is not on the title, or if you share the title with another person, you will need to transfer the title into your name only. You can do this by visiting your local Department of Motor Vehicles.
What Does Lien-Free Mean?
Lien-free is a common term in the title loan industry that indicates you own your car outright, with no pressing judgments or legal claims against it.
If another party has a claim to your car title, then you won’t be able to get a title loan. After all, a vehicle title loan operates on the fact that you as the borrower incur risk by putting up your car title.
If the legitimacy of that title doesn’t hold up to scrutiny, then lenders will not be able to work with you.
How Does The Process Work?
In order to verify that your car title is legally yours and lien-free, you’ll need to meet with a representative before you can secure title loans Atlanta.
To get started, fill out the online form provided by At Home Title Loans, and they’ll get you connected with a licensed vendor to help you with the rest. Don’t worry if your credit score is below average; At Home Title Loans may still be able to connect you to a suitable vendor who can work with you.
Once you’ve filled out the form, stay by the phone because a representative will be calling to confirm your information, give you an estimate of what you qualify for, and explain the required items to get a title loan. You’ll need these items to take out a loan on your car title:
- Driver’s license or state-issued ID
- Lien-free car title
- The vehicle itself for inspection
On the phone, you’ll be able to schedule a meeting with the representative at a location of your choice. If you prefer to head to the nearest store, you can use the convenient store locator tool on the vendor’s website.
At the meeting, the representative will go over your required items to make sure everything is above board. They’ll also check the general condition of your vehicle and verify the VIN.
Based on their inspection, they’ll make a judgment as to whether you qualify for the loan. If you are approved for one, then you can get the quick money you need for emergency purposes on the same day or the next business day.
Apply Online Today!
When it comes to getting a vehicle title loan, At Home Title Loans has the best resources to get you connected with a suitable vendor for your needs. Emergencies in life can arise seemingly out of nowhere—a sudden trip to the vet, or an urgent pest control treatment for your home—leaving you without the funds to cover your costs.
When this happens, you can enlist the help of At Home Title Loans to connect you with a vendor to get you a vehicle title loan using your car. Most people don’t even realize that they can leverage the value of their car in an emergency, so if you’re in a pinch, consider applying online through At Home Title Loans today!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.
