Who Can Get A Georgia Title Pawn?

Provided you own a vehicle and are over 18 years old, you can get a Georgia title pawn from one of our direct lenders. These pawns are designed for emergencies, allowing almost anybody to meet the requirements, even if they don't have a near-perfect credit score. In fact, our lenders don't even run hard credit inquiries, so your score remains unaffected. 

In the following sections, we'll look closer at who can qualify and how to get a title pawn in Georgia with just a few simple requirements. 

Who Can Qualify For A Georgia Title Pawn?

If you own a car, truck, or van outright, live in Georgia, and are over 18 years of age, then you can qualify for a Georgia title pawn. It really is that simple. 

Our direct vendors allow you to borrow up to $15,000 by using the value of your vehicle. Therefore, they won't ever ask you to have an excellent credit score.

You can qualify for a title pawn in your area if you have the following three things:

• State-issued identification — You can use your driver's license, student ID card, passport, or military service ID card to satisfy this part of the criteria. The form of identification you utilize should be in-date and display your portrait, date of birth, and legal name.
• Lien-free title — Our vendors can only accept a lien-free title as it proves you own your vehicle outright without any outstanding judgments or liens. When you get a title pawn, a lien is placed on your car's title until you repay the entire amount. But you can still use your vehicle while you're paying the loan off. 
• Vehicle — Naturally, you need some sort of vehicle to get a title pawn. However, our vendors only accept trucks, vans, or cars. At this time, you can't get a title loan with a motorcycle, boat, trailer, RV, tractor, or another kind of automobile. 

You Qualify! But How Much Can You Borrow?

While the maximum loan amount available is $15,000, it's the value of your truck, van, or car that dictates how much you're able to borrow. 

The vendors that work with us use a variety of factors to calculate the worth of your vehicle. It's best to be aware of these factors beforehand so you aren't disappointed with the outcome of your request. 

Our lenders consider the following when evaluating your vehicle's worth:

• Odometer reading — The higher your vehicle's odometer reading, the less it's worth due to the potentially increased wear and tear. 
• Make and model — Premium vehicles come with higher price tags. Owning a luxury car gives you a good chance of acquiring larger loan amounts if needed.
• Age — Cars and similar vehicles depreciate the most during the first five years. So, if your car is over five, don't expect it to be worth as much as it was when you drove it off the lot. 
• Modifications — Decals, spoilers, and custom paint jobs can look fantastic. But they can also lower the value of your vehicle since others may not appreciate the modifications as much as you do. 

How To Get A Georgia Title Pawn

Now that you qualify, getting a Georgia title pawn is easy if you follow these simple steps below:

1. Use our online inquiry form to submit your basic information. It allows us to connect you with one of our esteemed direct title pawn lenders. 
2. The lender’s representative will then give you a call to discuss the process. They will set up a meeting location during the phone call and give you the opportunity to ask any questions you may have. 
3. Meet at the location of your choice with everything you need to qualify (as we've discussed above). 
4. When the lender arrives, they will verify your VIN and request your signature on a few easy-to-understand forms. Don't forget to ask any remaining questions to clear up last-minute concerns. 
5. After the face-to-face appointment, the lender emails you the loan packet. You must send the forms back with an e-signature before they can release the funds. 
6. Finally, you get the money you need within 24 hours. It will be sent directly to your bank account. 

Get A Georgia Title Pawn From One Of Our Direct Lenders Right Now!

Anybody over the age of 18 who owns a car, truck, or van and lives in the state can secure a Georgia title pawn from one of our highly regarded direct lenders. As you've established by now, the process is wonderfully simple, and you don't even need a great credit score to qualify. 

If you need to fund unexpected expenses, complete our initial inquiry form, and we'll send your information to the perfect title pawn provider for you.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.