Top 10 Reasons Why People Are Getting Emergency Title Loans
Dealing with a financial emergency can be tough. That’s why many people use emergency title loans when dealing with a pressing financial issue. For many, this is the quickest way to get cash and prevent the problem from getting bigger.
Knowing the situations in which getting fast title loans from a lender works better than waiting is important. So, in this post, we will discuss seven of the most popular reasons people get emergency title loans and how At Home Title Loans can help.
Here Are Typical Reasons Why People Get An Emergency Title Loan From A Lender
1. Medical Expenses
Medical expenses can leave you frustrated. The problem is that you can never predict when you need medical treatment. While your insurance may cover a good chunk of your medical expenses, it will likely still require you to pay a certain out-of-pocket amount. Because of this, many people consider emergency title loans online when they need fast cash to cover important medical expenses.
2. Vet Expenses
When our pets get sick, we feel horrible. Things can be even worse when you do not have the cash to pay for your pet's treatment, which can be rather expensive (even with insurance). While most vet clinics are likely to work out a payment plan if you ask for it, you may still need to pay a certain amount upfront. And this is where a title loan can come in place to help pay vet bills.
3. Home Repair
Even if your house needs some important repairs, you are likely to postpone dealing with the problem if you’re in a financial pinch. However, some issues need to be dealt with right away. Some of them can get worse while others can even threaten your life. For example, problems with wiring may cause a fire in your home, and a roof that’s been damaged by a storm may cause a collapse, which in turn can seriously injure the residents.
4. Appliance Replacement
There are certain appliances in the home that you likely cannot live without. Your oven, fridge, and freezer are probably the big ones here. The problem arises when they need replacement or repair, and that’s when fast title loans can be helpful.
5. Childcare Costs
Title loans can be used for childcare in the following situations:
- When you need emergency childcare, perhaps because you are dealing with your emergency.
- While you are waiting for government approval for childcare assistance costs, which could take weeks if not months.
6. Emergency Travel
Emergency travel expenses may be important when you are dealing with a sick family member, and they need your urgent assistance. Sometimes more serious emergencies (like death in a family) may occur and require emergency travel for a funeral.
7. Late Bills (Mortgages)
It is always important to take care of bills, especially late bills, otherwise, it will result in extra charges and a negative impact on your credit score. One of the benefits of getting title loans in an emergency is the fact that your application will be considered, even if you have bad credit.
8. Car Repairs
If you have an extra vehicle that could prove to be quite helpful in your family’s daily routine, but it needs some repairs to get it up and running, you may want to consider a title loan. With this fast cash option, you can be back on the road in no time.
9. Dental Care
Dental health can be quite expensive, especially if you need major dental work or X-rays without the proper insurance coverage. Title loans can help with this if you do not have the funds to do so.
10. Paying Down Debt
If you have extensive debt that needs immediate attention and your only option is to pay down the debt before you can begin a budget to get your finances back on track, a title loan can help. With the quick funds this type of loan can provide you can pay your debt as soon as the same day.
How To Get Title Loans For Emergencies Today
At Home Title Loans can assist you in finding a provider of title loans nationwide. The process is fast, and in many cases, can be finished in less than an hour, and the funds will become available either the same or the next working day. This means that those who need to cover emergency expenses can do it quickly and make sure the problem doesn’t get out of control irrevocably.
With the lenders in our network, the process is fast and can be carried out from the comfort of your own home. While you will need to have a vehicle inspection to qualify, this can be done at a place of your choice. This makes things much more convenient:
- You can get started by filling in the short inquiry form on our website.
- Shortly after you have submitted the form (sometimes within a few minutes), we will connect you with one of the licensed lenders in our network who will reach out to you by phone.
- During that call, a loan representative will schedule a meeting to verify your documents and deliver your loan packet.
- The representative will also perform a vehicle inspection to determine how much you can borrow (up to $15,000, depending on the value of your vehicle)
- If approved, you sign the loan agreement.
- You will then receive a few more papers that need your e-signature and send it back to us.
- Last but not least, you will receive your cash either the same day or by the next business day.
Get Your Emergency Title Loan Today!
Emergency title loans can be used to cover a whole host of emergency expenses. Some people may use them to cover appliance repairs, some home repairs, and medical expenses.
If you have a genuine financial emergency, a title loan may be an option. Call us at 800-514-2274 or fill out the online form to connect with a lender and get your online title loan today!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.
