How To Cover Emergency Pet Care Costs
The worst feeling in the world is when something happens to your forever friend that requires urgent care. Making sure they get that care as soon as possible is important. But how will you cover the emergency pet care costs?
Using the title of your car as leverage to borrow some extra money for pet care is an option you can rely on. With the help of At Home Title Loans, you can connect with title loan lenders in your area to get the money you need to cover large medical expenses for your pet.
The rest of this article will cover how you can use an emergency title loan online for important emergency pet care costs.
What Is A Title Loan?
If you’ve never gotten a loan before, then you may be wondering why a title loan is the best option for you.
Unlike some other types of loans, a title loan is a type of secured loan that lets you borrow against the value of your car, specifically your car’s title. To get a title loan, you’ll apply, have your car inspected, and (hopefully) be approved for the cash you need.
A title loan is an ideal solution for large emergency bills since the secured nature of the loan allows lenders to offer larger borrowing amounts and set up longer repayment schedules. As a result, you can pay those important medical bills and focus on repaying your loan.
Other loans might not offer you the amount you need to cover emergency pet care costs or the installments you want, making title loans a good option if you have a car to leverage.
Don’t worry! You are still able to drive your car while the lender holds onto your car title. As long as you stick to the repayment schedule, you’ll get the title of your car back once the loan has been paid in full.
How Does The Process Work?
The process for getting an emergency title loan online is pretty simple. To get started, you can fill out the online form on the At Home Title Loans homepage, call them, or use the chat feature.
Once you’ve filled out the form or spoken with a representative, you will be connected to a licensed vendor in your area. That vender will then help you figure out how much you need to borrow and walk you through the title loan process.
At that time, you will also set up an appointment to meet with the loan specialist. Make sure you bring your car, your ID, and your vehicle title.
Assuming your car and ID all check out, the representative will have you sign some forms and email you loan documents to get your e-signature.
Once you’ve signed, the money you need will be deposited into your account and available for use later that day or the following business day. You can then pay off the important emergency pet care costs to get your beloved companion the care they need.
What Do You Need To Get A Title Loan?
To get a title loan for emergency pet care costs, you’ll want to make sure you have a few things squared away before you apply.
First, you’ll need to have a valid form of photo ID. In most cases, that means your driver’s license, but a passport or other form of government-issued photo ID works just as well.
You will need to have a lien-free title to your vehicle listed in your name. Lien-free simply means that there are no outstanding judgments on your car already such as overdue payments or other title loans.
If you do, you will need to clear these issues up before you apply for another loan. The lender will not work with you if there’s a lien on your vehicle.
Also, make sure the title of the vehicle is in your name; otherwise, you won’t be able to get a loan.
Sometimes, when buying a car, the seller can forget to transfer the title to your name. If that’s the case, you’ll need to have the title changed at your local DMV office and pay the fee for a duplicate title.
Once you have all that situated, remember you will also need to present your vehicle to the loan specialist for a quick inspection. This will help to determine the value of your car and how much you qualify for.
While your credit and employment will play a part in the approval process, you can potentially still get a title loan. Just be aware it might influence your eligibility.
Get Started With At Home Title Loans Today
At Home Title Loans can connect you with a loan specialist to cover emergency pet care costs with an emergency title loan online.
So, if you’re struggling to handle an expensive treatment or surgery your pet needs, then consider a title loan for your pet care needs.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.
