What Emergency Loans Can You Get To Pay Late Bills After Getting Laid Off?

Even after getting laid off, you still have access to emergency loans, and At Home Title Loans will tell you all about it. In this guide, you’ll learn how to access emergency money available to people in your position who need to pay late bills urgently.

Read until the end to learn how much you can get, what items you’ll need, and how to get started quickly!

Can You Get Emergency Loans Without A Job?

Don’t believe the myth that you can’t get a loan without a job. You can still qualify for plenty of emergency loans on the market, even if you’re between jobs.

Consider a title loan as one such option. This loan allows you to borrow up to $15,000, providing a quick cash injection to help your overdue bills.

A title loan is a pretty straightforward finance option. It enables you to borrow money against your car’s value, which a representative will determine through a quick vehicle inspection.

You might find title loans helpful to cover late bills after a job loss because of its advantages, which include the following:

1. A Few Required Items

First, you only need three things to meet the requirements for a title loan. Those items are:

• Identification: A driver’s license is necessary. If you don’t have one, a state-issued ID will do.
• Title: You’ll also need a lien-free car title registered in your name. That means you’re authorized to use it as collateral, as it has no outstanding loans or judgments against it.
• Vehicle (only for inspection): Lastly, you must have access to your vehicle so a representative can inspect it. You’ll keep the car after that process is complete, even throughout your loan period.

Gathering these items will take most people no time. If that includes you, you could get started immediately!

2. Fast Processing

The title loan process is straightforward, so it moves quickly. For instance, the in-person part of the process (including the car inspection) could take as little as a half-hour to complete.

Then, you could be on your way without disrupting your daily schedule!

3. Quick Disbursement

Suppose you go through the process and get approved. In that case, you could get the money as early as the same day or by the next business day.

That will help you cover your late bills with as little delay as possible!

4. Start Anytime

You can start the process at any time of the day. Just fill out and submit the secure inquiry form, which is available on this website 24/7.

Will My Bad Credit Disqualify Me From An Emergency Loan?

No, having bad credit will not disqualify you from getting a title loan. As you saw earlier, having perfect credit is not one of the requirements for a title loan.

Instead, you can go through the process regardless of whether your credit is good or bad.

Ensure you’ve prepared the required items, and you’re good to go!

How Do I Get Started With An Emergency Loan?

Got everything prepared? Great! Now, you’re ready to get started.

Take the first step by completing the secure inquiry form with the required details. That includes your name, contact number, and ZIP code. A few details about your car, like its make, model, and year, will also be helpful.

Here’s what will happen after you submit your information:

1. Wait For A Callback

A loan specialist will call you on the phone.

They’ll ask you a few questions to understand your financial needs. Then, the specialist will connect you to a licensed loan vendor in your area who can provide you with what you need.

During that call, you’ll also arrange to meet a representative at a time and place that’s most convenient for you.

2. Meet A Loan Representative

Next, meet the representative at the agreed time and place. Be sure to bring your car and the required items (i.e. your identification and lien-free car title).

The representative will take a few moments to verify your car’s vehicle identification number (VIN) and check your other documents. 

They will then get you to sign some necessary forms.

3. Complete The Process

If approved, the loan documents will be emailed to you for an electronic signature. You must sign these documents to get approved for your fast cash. 

4. Get Paid!

Finally, your money will be deposited directly into your bank account as early as the same day or by the next business day.

From there, you can clear your late bills immediately!

Act Now To Pay Your Late Bills!

Getting laid off can be traumatic, especially if you have late bills to pay and no more emergency money available in your accounts. Don’t worry, though, as you can still get emergency loans even if you don’t have a job.

At Home Title Loans can help you get a title loan from one of many licensed loan vendors. Just get in touch by submitting the secure inquiry form as soon as possible, and our loan specialist will contact you soon!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.