car title loan money

Consider Vehicle Title Loans For Your Fast Cash Emergency Needs

If you need emergency cash in the shortest timeframe, you might want to consider vehicle title loans. Those with bad credit are also welcome to apply. Some lenders might help you receive the necessary cash even if your score is below average or non-existent.

Keep reading to find out how a title loan can help you take care of your emergency and what you must do to get approved for one.

How Can Vehicle Title Loans Help Deal With A Financial Emergency?

Many people opt for loans offered by online lenders in urgent situations as they know that they will be able to get their hands on the money extremely fast. In fact, in some cases, you might even receive the cash as soon as the same day.

Another reason why you might want to choose title loans is because of the amount that you may qualify for. There aren’t many types of short-term loans that allow you access to such a large sum of money.

When it comes to title loans offered by licensed vendors represented by At Home Title Loans, you can be approved for up to $15,000, depending on the value of your vehicle and the amount you can afford to repay. This money should help you take care of your emergency and finally take the weight off your shoulders.

consider vehicle title loans for emergency needs

What To Use Vehicle Title Loans For?

There is a big difference between a true and false emergency. If you’re going for a title loan, you should make sure that the loan amount goes toward covering a vitally important bill or unexpected expense.

You’re dealing with a true financial emergency, if the thing that you need to spend your money on can be qualified as an ‘urgent need’. For example, medical bills are urgent needs, as well as unexpected travel expenses, grocery bills, and so on.

If the thing that you’re planning on spending the money on can wait for a few weeks or even months, then it's not worth applying for a loan just to pay for it.

How Can At Home Title Loans Help You?

At Home Title Loans works with a network of licensed lenders who offer vehicle title loans. The main job of the representatives is to connect you with a suitable vendor as soon as possible.

This means you wouldn’t have to spend your precious time handpicking lenders. At Home Title Loans have already done that for you.

All of the lenders that they work with offer competitive vehicle rates and a ‘we come to you’ service – meaning you wouldn’t have to visit a store to apply and get your money, the loan representative will meet you at a location of your choice.

This is a great option for those who do not want to deal with traditional banks that might take weeks to come up with a loan decision. At Home Title Loans is ready to help people who have found themselves in a challenging situation where every minute counts. 

By the way, you do not need to have excellent credit in order to get approved for a title loan. The lenders welcome all credit and will consider other factors when making the loan decision, like your ability to repay and the value of your car, which will be used as collateral.

emergency cash

A Step-By-Step Guide To Taking Out A Title Loan

  1. You can start the application either over the phone or by completing a secure inquiry form. This will let At Home Title Loans know that you would like to take out a loan, and the experts will connect you with a knowledgeable loan specialist from there.
  2. Have a phone conversation with the lender representative. The call might take just a few minutes – the specialist will help determine how much you might qualify for and will set up a meeting for you with the verification agent at your preferred location. If you have any questions, make sure to ask, and the specialist will take the time to explain every step of the process.
  3. Take your ID, title, and vehicle to the meeting with the verification agent. The professional will verify the VIN number on the car and perform a quick inspection of the vehicle before asking you to sign a few papers.
  4. You will soon be emailed the loan documents (they need to be e-signed).
  5. If approved, the cash will be deposited directly into your bank account the same day or the following business day.

Get Your Emergency Cash Today!

Vehicle title loans have helped thousands of people deal with unexpected financial emergencies. If you need to get the money as fast as possible, you might want to consider contacting At Home Title Loans. The representatives there will connect you with a reputable lender in the shortest timeframe, and you might end up getting up to $15,000 the same day or the next bank day.

To get started, take a moment to fill out a short inquiry form to receive a call today. The much-needed cash is just a few steps away!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Mason Roberts

Mason Roberts is a seasoned economics writer and blogger with a knack for breaking down and simply communicating the ever-changing world of finance. He is philosophically committed to the premise that financial knowledge equals financial freedom.