Car Title Loans for Bad Credit: A Fast Way to Get the Cash You Need
Do you need money for an emergency but your credit is less than perfect? No worries! With the help of At Home Title Loans, you can get car title loans for bad credit, and fix your financial woes in a flash.
In this article, you will find out about how title loans for bad credit work, the requirements, benefits, and more importantly, how to get started.
Fast Cash With Bad Credit Car Title Loans Through At Home Title Loans
Title loans are a great way to get the fast cash you need even if you have bad credit. With the straightforward loan process, it is really easy to get approved, plus, you can get your money on the same day or the next business day! Whether you need money for repairing your roof after a terrible storm, fixing your car that has unexpectedly broken down, or paying a medical bill after your last visit to the emergency room, At Home Title Loans can help you get it.
5 Benefits Of Title Loans
While there are much more than just 5 advantages of auto title loans, we figured it's better to show you the most important ones and save you time.
1. All Credit Types Are Welcome To Apply
Yup, you read it right. Regardless of your credit history and score, you have a chance to be approved as long as you own a vehicle.
We don't think you should be penalized for your financial history. Whether you have an amazing score, a low score, or even one that is non-existent, we're happy to help you get the money you need quickly.
2. You Will Keep Your Vehicle
It may seem too good to be true, but it’s true. You can continue to drive your car, as it will not serve as collateral. Your title will, instead. So, as long as you are keeping to the agreed-upon loan agreement, you can keep driving your vehicle.
3. It Is Fast Cash
Emergencies happen unexpectedly and require quick financial decisions as well as quick cash. When this happens, traditional bank loans might not be the best solution, as they can take at least 7 business days to process and even longer to receive. There’s also much more paperwork involved, and most likely, you will be denied if you have bad credit.
With title loans for bad credit, you can have the approval you need in as little as 30 minutes, without that decision being based on your credit.
4. Minimal Loan Requirements
In contrast to traditional bank loans, with car title loans for bad credit, you don't need to collect tons of paperwork and prove that you have the credit history to secure the loan. All you need is:
- A lien-free vehicle title (meaning the vehicle is completely paid off with no outstanding judgments against it)
- Your vehicle (for a quick inspection to determine its value and in turn the amount you can borrow)
- Your driver's license or another form of state-issued photo ID (you must be 18 years of age to apply)
5. You Can Borrow Up To $15,000
As you might have already guessed, the amount you qualify for depends on the value of the vehicle. Sure, a low-budget car might not give you a lot of money, but it can still provide you with the funds needed to address your financial emergency.
Bad Credit Car Title Loans: How To Apply
The whole title loan process is quite smooth and easy. Here are the steps you should take when using At Home Title Loans to get started:
Step 1. Go Online
The first thing you need to do is submit the online inquiry form through AtHomeTitleLoans.com.
Step 2. Fill Up The Form
This is a basic form that will request you to provide your name, contact information, and details about your vehicle. It should only take about 5 minutes to complete.
Step 3. Accept A Phone Call
Once you've submitted the form, wait for a few minutes until one of our licensed loan specialists calls you back to discuss the details of your request. At this point, you will be told about the process itself, how much money you qualify for, and what your monthly payments will be.
Step 4. Choose A Place To Meet
Depending on your area and zip code, you may have an opportunity to receive your money without ever visiting a store – the verification agent will come to your preferred location to deliver your loan packet, whether that is at your home, workplace, or another desired location. This means you can get an online title loan with no store visit.
Step 5. Let The Agent Verify Your Documents
The next step is letting the verification agent inspect your vehicle to determine the amount you qualify for. He or she will check the condition of your car, verify your VIN, and have you sign some paperwork.
Step 6. Get Your Title Loan Money
If approved, the money will be deposited directly into your bank account by the next business day, and sometimes even the same day.
What Can Auto Title Loans Be Used For?
Title loans should only be used for emergency payments and situations, such as:
- Unexpected medical bills
- Emergency house repairs
- Car or other vehicle repairs
- Essential travel costs
Whatever your emergency is, At Home Title Loans can help you connect with a licensed loan lender that best fits your situation. This fast cash option can help you solve your financial problems right from the comfort of your own home with car title loans online.
So why stress over being approved for a bank loan, when you can get title loans for bad credit to handle your financial emergency? Our licensed loan lenders can help borrowers get loan approval that’s not based on credit. Complete the quick inquiry form online to speak with a loan representative today.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.
