Get Help Paying For Dental Work With These 6 Ideas

If you’re looking for help paying for dental work, you’re not alone. Dental health care can be quite expensive, and many people need help paying for it. Thankfully, there are several ways to go about doing this.

In this article, we’ll discuss some of the most effective ways to get assistance paying for the dental expenses incurred by your dentist. Find one that works best for you or use a combination of options.

Here’s How To Get Help Paying For Dental Work

1. Visit Dental Schools

One way to get help with the cost of dental work is to take advantage of a local dental school. This is an option that can help to make dental care more affordable to people who do not have adequate dental insurance coverage.

Dental schools train their students by offering care at reduced rates. This allows students practical experience performing all types of dental work that provides the help you need with fillings and saving money on dentists. If you’re not sure how to locate a dental school in your area, check the American Dental Education Association to find a list of accredited dental schools near you that offer dental treatment at a reduced rate.

2. Use A State-Sponsored Dental Clinic

Public dental clinics are another alternative when you need help paying for dental work. You can find one of these clinics by contacting the HRSA. By accessing their services you can see if you qualify and how to access the network of clinics that provide free coverage in your area.

Like other state welfare programs, you will need to meet the income requirements to qualify. You should also know that you may not have access to all the dental services you might need at every clinic. There are some types of treatment that individual clinics do not have the resources to provide.

Another way that you can try to find public dental clinics is by searching the NeedyMeds database. This provides information on thousands of dental clinics that provide care for free or at a low cost.

3. Try Dental Financing

If you are wondering how dental loans work, you may want to contact your dentist's office to discuss dental financing. While not every dentist offers dental financing, some are willing to work with you. If you can’t afford the cost of treatment, it is certainly worth asking.

While dental loans are necessary for those of us who do not have enough dental coverage or no coverage at all, an emergency fund could also help out where insurance or lack thereof cannot. Budgeting your money to save up for a financial emergency, whether medical or otherwise, is a great way to be prepared when situations like these happen.  

4. Turn To Charity For Assistance

No one likes to turn to charity for financial assistance, but depending on your situation, this might be the only way that you can get help paying for dental work. There are several charities out there that help people pay for dental health expenses.

A few charities you might want to consider are:

• Smiles Change Lives
• Dental Lifeline Network
• The United Way

If any of these charities operate in your area, it’s worth looking into. They may be able to help you pay for dental services or coverage.

5. Apply For Dental Grants

Another way some people get dental health help is by applying for grants. Dental grants can change your life by paying for all or part of your necessary treatment. However, there are usually strict guidelines in determining who is eligible to apply. In addition to meeting the strict eligibility requirements, there is also a good chance that you will be placed on a waitlist.

The problem with resorting to dental grants is that you might have to wait months or even years to start receiving the benefits. By this point it might be too late, you might have already had to find a different way to cover the cost of your dental care.

6. Get A Title Loan For Dental Care

If none of these options fit your financial situation, there are some others you may want to consider, like title loans. With this loan option, you can access the emergency money you need to cover the cost of dental expenses in just a matter of days.

A title loan is a short-term loan that uses your vehicle’s title as collateral to secure the urgent money you need. The requirements for this type of loan are straightforward. All you will need to qualify is a state-issued ID, such as a driver’s license, a lien-free title registered in your name, and the vehicle itself for a quick inspection that will determine its value and the amount you can borrow. The best part is, that you can get a title loan online with the help of At Home Title Loans without ever leaving the comfort of your home.

Here are some advantages that come along with applying for a title loan:

• All credit types are welcome to apply so there is no need to worry about qualifying with bad credit.
• If approved, you will have the money directly deposited into your bank account by the next business day, or sometimes even the same day.
• If you have everything you need when you meet the loan representative, you can be approved in as little as 30 minutes.
• You can get up to $15,000 in title loan cash, depending on the value of your vehicle.

You also get to keep your car while making payments on your loan. So, you can continue to drive to work, take the kids to school, or run errands without any interference as long as you keep to the repayment schedule. 

Contact Us Today To Learn More About Title Loans

Visiting the dentist can be expensive, especially if you don’t have proper dental insurance. But as we mentioned above, there are options. Whether you qualify for a grant, apply for dental loans, or seek out a title loan from the lenders in the At Home Loans network you can maintain your beautiful smile with a little help.

If you think a title loan is your best option, you can get started online right now. With the easy online inquiry form, you can submit your information in just a few minutes and receive a call from a loan representative soon after.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.